Terms of Use

Last updated: July 21, 2026

These Terms of Use ("Terms") govern your use of granadosinsuranceagency.com and the services offered through it by Granados Insurance Agency ("Granados Insurance Agency," "we," "us," or "our"). Please read them carefully. By accessing or using our website or submitting a form, you agree to these Terms.

1. Acceptance of These Terms

If you do not agree to these Terms, please do not use our website. We may update these Terms as described in Section 13, and your continued use means you accept the current version.

2. About Our Services

Granados Insurance Agency is a licensed insurance agency in Pearland, Texas. Our website provides general information and lets you request insurance quotes and contact our agents. Using the site does not create an insurance policy, bind coverage, or establish an agent-client relationship by itself.

3. Quotes Are Estimates, Not Offers of Coverage

Any premium figures, savings ranges, or quotes shown or provided are estimates for informational purposes and are not offers, guarantees, or binders of insurance. Actual availability, coverage, terms, and pricing are determined solely by the insurance carrier based on underwriting, eligibility, and applicable law. Coverage is not in effect unless and until a carrier issues a policy and any required premium is paid.

4. Eligibility & Your Responsibilities

You must be at least 18 years old and able to form a binding contract to use our services. You agree to provide accurate, current, and complete information when requesting a quote or contacting us, and to use the website only for lawful purposes.

5. Electronic Communications & E-SIGN Consent

By using our website and forms, you consent to receive communications and records from us electronically, and you agree that electronic agreements, notices, disclosures, and other records satisfy any legal requirement that such communications be in writing. Your electronic submissions constitute your agreement and intent to be bound under the federal E-SIGN Act and applicable Texas law.

6. Calls & Text Messages

When you submit a form with your phone number, you consent to be contacted by phone (including autodialed and prerecorded calls) and text message as described in our Privacy Policy, including for marketing, even if your number is on a Do Not Call registry. Consent is not a condition of purchase, and you may opt out at any time.

7. Intellectual Property

The website and its content — including text, graphics, logos, and design — are owned by or licensed to Granados Insurance Agency and are protected by intellectual-property laws. You may not copy, reproduce, distribute, or create derivative works from our content without our prior written permission.

8. Third-Party Links & Services

Our website may link to third-party websites or use third-party tools. We do not control and are not responsible for their content, products, or privacy practices. Your use of third-party sites and services is governed by their own terms and policies.

9. Disclaimers

The website and its content are provided "as is" and "as available" without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the website will be uninterrupted, error-free, or secure, or that any information is complete or current.

10. Limitation of Liability

To the fullest extent permitted by law, Granados Insurance Agency and its owners, agents, and employees will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of data, profits, or goodwill, arising from your use of — or inability to use — the website, even if we have been advised of the possibility of such damages.

11. Indemnification

You agree to indemnify and hold harmless Granados Insurance Agency and its owners, agents, and employees from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising out of your use of the website, your submissions, or your violation of these Terms.

12. Governing Law & Dispute Resolution

These Terms are governed by the laws of the State of Texas, without regard to its conflict-of-laws rules. Except where prohibited by law, any dispute arising out of or relating to these Terms or your use of the website will be resolved as follows:

• Binding arbitration. You and Granados Insurance Agency agree that disputes will be resolved by final and binding arbitration administered under the applicable rules of a recognized arbitration body, conducted in or near Brazoria County, Texas, rather than in court, except that either party may bring an individual claim in small-claims court.
• Class-action waiver. Disputes will be arbitrated only on an individual basis, and you and we waive any right to participate in a class, collective, or representative action.
• Venue. To the extent any matter proceeds in court, you agree to the exclusive jurisdiction and venue of the state and federal courts located in Brazoria County, Texas.

13. Changes to These Terms

We may revise these Terms at any time by posting an updated version with a new "Last updated" date. Changes take effect when posted, and your continued use of the website constitutes acceptance.

14. Contact Us

Questions about these Terms? Reach us at: